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Pennsylvania Licenses the Company, Not the Caregiver — What That Changes When You Hire In-Home Help in Philadelphia

Agency, registry, or private hire: how to hire a home care aide in Philadelphia, what Pennsylvania's Department of Health actually licenses, and who is legally the employer in each case.

HomeBlogPennsylvania Licenses the Company, Not the Careg

By Philly Senior Advisor Care Team — Benefits & Costs Team · September 2, 2026

The License on the Wall Covers the Office, Not the Person in Your Mother's Kitchen

Families across Greater Philadelphia start the search for in-home help with a reasonable assumption: that the aide who shows up in a Fishtown rowhouse or a ranch house in Springfield holds some kind of Pennsylvania caregiver license, the way a nurse or a physical therapist does. She does not. Pennsylvania does not license individual non-medical home care aides at all. What the Commonwealth licenses, under Act 69 of 2006 and the regulations at 28 Pa. Code Chapter 611, is the business — the home care agency or the home care registry — and it is the Pennsylvania Department of Health, not the Department of Human Services, that issues and inspects those licenses. DHS is the agency you deal with for Personal Care Homes and Assisted Living Residences; DOH handles home care, home health, hospice, and nursing homes. Two different regulators, two different complaint lines, two different public records to check. Families who conflate them spend weeks looking for an in-home aide's record in the wrong database and conclude, wrongly, that nothing is on file.

This distinction is not a technicality, because it determines who is accountable when something goes wrong. When you hire through a licensed home care agency, the agency is legally responsible for screening, training, supervising, insuring, and paying that worker, and the DOH license is the lever you pull if it fails to. When you hire through a registry — also DOH-licensed, but a fundamentally different business — the registry has referred you to an independent contractor, and the accountability chain is far shorter than most families realize. When you hire privately off a neighborhood listserv or a church bulletin board in Mount Airy, there is no license in the picture at all. The care may be excellent in all three cases. The recourse is not the same.

Three Ways to Hire, Three Different Answers to ‘Who Is the Employer?’

A licensed home care agency employs its aides. It runs the criminal background checks Pennsylvania requires — a Pennsylvania State Police check for everyone, plus an FBI fingerprint check for anyone who has not been a Pennsylvania resident for the past two years — and it applies the Older Adults Protective Services Act disqualification rules that bar certain convictions from this work. It handles payroll taxes, workers' compensation, and liability coverage. It is required to have a written service agreement with you and to give the consumer a statement of rights. If the regular aide calls out on a January morning, the agency owns the problem of finding a replacement. You pay a rate that covers all of that overhead, which is why agency hourly pricing in Greater Philadelphia in 2026 generally runs in the $28 to $36 range depending on shift length, county, and whether nights and weekends are involved.

A home care registry does something narrower: it maintains a roster of independent caregivers and refers them to you. The registry is still DOH-licensed and still has screening and disclosure duties under Chapter 611, but the caregiver is an independent contractor, not the registry's employee. In practice that usually makes you the party responsible for scheduling, for coverage when the caregiver is sick, and — depending on how the relationship actually functions — potentially for employment-tax and workers'-compensation questions that most families have never considered. Registry rates are typically lower than agency rates, and for a family that wants continuity with one specific caregiver and is prepared to manage the relationship, that trade can be entirely rational. It should just be a decision, not a surprise discovered in year two.

Private hire — paying a neighbor, a former facility aide, or a family friend directly — is legal and common, particularly in South Philadelphia and Northeast Philadelphia neighborhoods where informal caregiving networks are dense and long-standing. It is also the arrangement with the least structural protection: no license, no agency-run background check unless you commission one yourself, no automatic liability coverage, no backup when the caregiver's own family has an emergency. Families who go this route and do it well tend to treat it like the employment relationship it is, with a written agreement about hours, duties, pay, notice, and what happens on holidays.

What Community HealthChoices Will and Will Not Pay For Here

If the person needing care is on Medical Assistance and meets the nursing-facility clinically eligible standard, Pennsylvania's Community HealthChoices program — the mandatory Medicaid managed-care program for long-term services and supports, run through DHS's Office of Long-Term Living and delivered by CHC managed-care organizations — can cover personal assistance services in the home. This is the single largest funding source for in-home care in Philadelphia, and it works through a service coordinator who assesses need and authorizes a number of hours. Those hours are not unlimited and are not chosen by the family; they follow from the assessment. Room, board, food, and rent are never covered by CHC, in the home or in a licensed facility.

CHC also offers a participant-directed option, in which the person receiving care (or a designated representative) chooses and directs their own worker — often an adult child, a neighbor, or an aide they already trust — while a state-contracted financial management services vendor handles payroll, taxes, and the paperwork side of being an employer. For families in Philadelphia who already have someone they want caring for their parent, this is frequently the better fit than being assigned an agency's rotating staff. It is worth asking your CHC service coordinator about by name, because it is not always presented as an option up front.

Two other programs get confused with CHC constantly and should not be. LIFE — Pennsylvania's brand for the national PACE model, including LIFE Philadelphia — is an all-inclusive alternative that provides medical care, day-center services, and in-home support through one provider organization, and enrolling in LIFE means using that organization's care team rather than shopping for an aide. It has nothing to do with PA's separate PACE/PACENET prescription-drug subsidy, despite the shared four letters. And the Pennsylvania Department of Aging's OPTIONS Program, funded by the Lottery and administered through the county Area Agencies on Aging, pays for care management and limited in-home services on a sliding fee scale for older adults who do not qualify for Medicaid — no spend-down required. For a family in the gap between too much income for Medicaid and too little for $30-an-hour private pay, OPTIONS is often the most overlooked door in the state.

The Verification Pass Most Families Skip

Before signing anything, confirm the company actually holds a current Pennsylvania Department of Health home care agency or home care registry license, and note which of the two it is — marketing copy blurs the line freely, and a business calling itself a “home care agency” in its advertising may be licensed as a registry. Ask directly: are your caregivers your W-2 employees, or independent contractors referred to me? Ask what the agency's own hiring standard is beyond the state minimum, whether it carries liability insurance and workers' compensation covering work in your home, and what specifically happens when an aide does not show up for a scheduled shift. Get the answer to that last one in writing.

Then ask about competency and supervision. Chapter 611 requires screening, orientation, and ongoing competency measures for direct care workers, along with tuberculosis screening. Reasonable follow-ups: who supervises the aide, how often does a supervisor visit the home, and what is the process for changing the care plan when your father's needs change in month four? Ask how the agency documents visits and whether you can see those notes. A well-run operation answers all of this without defensiveness. Hesitation on these questions is itself the answer.

Complaints about a licensed home care agency or registry go to the Pennsylvania Department of Health, not to DHS. If the concern is suspected abuse, neglect, exploitation, or abandonment of an older adult, that goes to protective services through the statewide elder-abuse reporting line at 1-800-490-8505, or to the county Area Agency on Aging — the Philadelphia Corporation for Aging for the city, and the aging offices in Montgomery, Bucks, Delaware, and Chester counties for the suburbs. Reports can be made without giving your name. Verify any phone number against the agency's current website before you rely on it in a crisis.

Philadelphia-Specific Logistics That Change the Math

The physical city shapes what in-home care actually costs and whether it works. A three-story Manayunk or Roxborough rowhouse with the only full bathroom on the second floor and a steep front stoop converts an aide's shift into significant physical labor and makes bathing assistance genuinely difficult; an occupational-therapy home safety evaluation before hiring often reveals that a first-floor sleeping arrangement or a stairlift changes the number of hours needed more than any negotiation over hourly rate would. Street parking pressure in Queen Village, Fairmount, or Rittenhouse quietly narrows the pool of caregivers willing to take a case, and agencies rarely volunteer this. Suburban Bucks and Chester County families run into the mirror-image problem: distance, and aides unwilling to drive forty minutes for a two-hour shift, which is why minimum shift lengths of four hours are common out there.

Transportation is the other lever. SEPTA's Shared-Ride program provides subsidized door-to-door trips for Pennsylvania residents 65 and older, and reliable transport to dialysis, physical therapy, or a Penn Medicine or Jefferson clinic visit can meaningfully reduce the hours a paid aide needs to cover. Layer on a county Area Agency on Aging's home-delivered meals, a senior center's adult day program a few days a week, and a family schedule that covers evenings, and the arithmetic on staying home shifts. The families who make aging in place work in this city rarely do it by buying more hours. They do it by assembling four or five partial supports that each cost less than continuous care.

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Common questions

How do I hire a home care aide in Philadelphia through an agency versus a registry?
Both are licensed by the Pennsylvania Department of Health under 28 Pa. Code Chapter 611, but they are different businesses. A home care agency employs its aides directly — it runs the Pennsylvania State Police background check (plus FBI fingerprinting for anyone who has not lived in Pennsylvania for two years), applies Older Adults Protective Services Act disqualifications, handles payroll and taxes, carries insurance, supervises the worker, and owns the problem of finding coverage when someone calls out. A registry refers you to independent contractors; the caregiver is not the registry's employee, so scheduling, coverage, and much of the employer-side responsibility land on your family. Registry rates are usually lower. Ask any company you contact which license it actually holds and whether its caregivers are W-2 employees, because advertising language does not reliably distinguish the two.
Does Pennsylvania license individual home care aides?
No. Pennsylvania licenses the home care agency or home care registry as a business, not the individual non-medical caregiver, so there is no personal caregiver license to look up. What the regulations do require of licensed companies is screening of direct care workers — criminal background checks, Older Adults Protective Services Act disqualification rules, tuberculosis screening, orientation, and ongoing competency measures. If you hire privately, none of that happens automatically and you would need to commission a background check yourself. Note also that the Department of Health regulates home care, home health, hospice, and nursing homes, while the Department of Human Services regulates Personal Care Homes and Assisted Living Residences under Chapters 2600 and 2800 — so you are checking a different agency's records depending on the setting.
Will Medicaid pay for in-home care in Philadelphia, and what does Community HealthChoices cover?
Community HealthChoices is Pennsylvania's mandatory Medicaid managed-care program for long-term services and supports, administered by DHS's Office of Long-Term Living and delivered through CHC managed-care organizations. For someone who is financially eligible for Medical Assistance and meets the nursing-facility clinically eligible standard, CHC can authorize personal assistance services at home. A service coordinator assesses need and sets the authorized hours — families do not choose the number. CHC never pays room, board, food, or rent, whether the person is at home or in a licensed facility. CHC also has a participant-directed option letting the participant choose and direct their own worker while a state-contracted financial management vendor handles payroll and taxes, which is often the better route when a family already has someone they trust. Ask your service coordinator about it specifically.
What if my parent has too much income for Medicaid but cannot afford $30 an hour in Philadelphia?
This is the most common gap we see, and there are real options in it. The Pennsylvania Department of Aging's OPTIONS Program — Lottery-funded and administered through the county Area Agencies on Aging — provides care management and limited in-home services on a sliding fee scale with no Medicaid-style spend-down, which makes it the natural first call for middle-income families. Contact the Philadelphia Corporation for Aging if your parent lives in the city, or Montgomery County Aging and Adult Services, the Bucks County Area Agency on Aging, Delaware County's COSA, or Chester County Department of Aging Services in the suburbs. Beyond that, look at LIFE (Pennsylvania's National PACE program, including LIFE Philadelphia) if the person is nursing-facility clinically eligible, VA Aid and Attendance if there is qualifying wartime service, a long-term-care insurance policy if one exists, and the mix of adult day programs, home-delivered meals, and SEPTA Shared-Ride trips that reduces total paid hours.
Who do I complain to about a home care agency in Pennsylvania?
Complaints about a licensed home care agency or home care registry go to the Pennsylvania Department of Health, which issues those licenses — not to the Department of Human Services, which handles Personal Care Homes and Assisted Living Residences. If your concern involves suspected abuse, neglect, exploitation, or abandonment of an older adult, that is a protective services matter: the statewide elder-abuse reporting line is 1-800-490-8505, and reports can be made without giving your name. You can also contact the Philadelphia Corporation for Aging or your county Area Agency on Aging directly. The Pennsylvania Long-Term Care Ombudsman Program, housed in the Department of Aging, advocates for residents in licensed long-term care settings. Verify any phone number on the agency's current official website before relying on it, since contact details change.

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